We believe that financial security is built on a foundation of data sovereignty and rigorous mathematical validation. Here is how we protect your information and how our engine calculates your future.
Our commitment to your data autonomy.
Unlike traditional fintech apps, Cedarsure never asks for your bank login credentials. By utilizing manual entry, we eliminate the primary vector for financial data breaches and ensure no third-party aggregators are harvesting your transaction history.
Inside our multi-modal decision logic.
We utilize a hybrid approach to modeling. The **Deterministic Path** calculates a baseline using your specific glide-path return assumptions, while the **Probabilistic Path** stress-tests that baseline against market volatility.
Standard Monte Carlo simulations can produce "noisy" results that change every time you refresh. Cedarsure employs **Seeded Randomization**, which ensures that for a given set of inputs, your success probability remains stable and repeatable. This allows you to isolate the impact of your decisions without being misled by statistical variance. We employ non-seeded randomization as well.
The Solver uses a binary search algorithm to identify the exact "Consumption Equilibrium." It iteratively adjusts annual decumulation until the Monte Carlo success probability matches your target (e.g., 85%), providing an actionable dollar-value adjustment.